Why Buying A Home Is A Good Decision With Theresa Ahdieh
by Theresa Ahdieh
It just occurred to me….
🤔 hmmmm 🤔 that I am in the same boat as
many of today’s sellers & buyers.
Some of you may not know but my husband and I have been living separately since September 2022. I have been renting a place in Greenlake that is perfect, but my landlord got an offer he could not refuse, so my lease will end April of 2024. With that in mind, the future divorce; I am to become a homeowner in 2024.
First part of that journey is selling our darling condo in Birch Bay. Q and I have agreed I will use the proceeds from that sale as my down payment on my new place in Seattle. With looking at what kind of house payment I can “live” with is intimidating to say the least. Yes, Seattle is expensive, Yes, there are less expensive areas to reside in, BUT I choose to live in the city I work in, that has a city vibe, the hustle bustle, colorful communities, and ever-changing opportunities.Going through this process of dreaming of my own place, my needs & wants, selling the condo and pricing it properly, timing everything perfectly – STOP – I need to listen to myself when advocating for my client’s best interests and listen to myself.1. Date the interest rate – understanding that interest rates are forever going to be going up & down – refinancing is not out of the question.
2. I need to sell the Condo first! I need to know how much money I actually will have for a down payment.
3. Leases can be broken
4. When the Right House comes along, and all of the pieces can fit together – it’s the right time. Do Not Over Think It!
5. Getting Pre-Approved/Underwritten (in my opinion) is the most stressful part – the rest is shopping, dreaming, & negotiating (I like this part)
When the question “When is it a good time to buy”, “Should I wait until housing prices fall” I say (I keep telling myself)
Seattle Area housing prices are not going to fall
our job market is great
wages are high & solid
if you look at the history & trajectory of home prices they keep going up (with a few dips here and there)
and we do have a housing shortage (supply & demand)
When is it a good time to buy?
When everything lines up organically
You have your pre-approval/are underwritten for you mortgage.
You know exactly what you can afford and how you are paying for it.
You find the home,
in the neighborhood,
in your price range,
and you can’t stop thinking about its possibilities.
On April 25th Kara Rozanski of Origin Point Mortgage and I will be hosting a free workshop on Real Estate Readiness at Ravenna Brewing. Kara and I will be going over the essentials on being Market Ready as a Buyer & as a Seller. It will be an intimate group with no more than 15 participants, leading to participation from all attendees. We want people to join us who are curious, wanting to buy – but don’t know where to start, wanting to sell their place and what is needed, and what is this being “Market Ready”.
All attendees will go away with a complete packet of all of the information discussed, some great reading material, and notes of what was discussed to refresh themselves. All attendees will receive two (2) beverage tickets, and we will have some great nibbles too. (I will bring my own version of Truffle Popcorn to be shared)
The link to reserve your tickets to our Real Estate Readiness Workshop is below. Grab your spot, invite a friend, share it with neighbors & colleagues!
The best compliment I can receive is a referral from you! I value helping friends & family of people I know.
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Birch Bay Open House Saturday & Sunday April 14 & 15
Saturday 3pm – 5pm with Noah Braun from Windermere Bellingham
Sunday 2pm – 4pm with Michael Abernathy from Re/Max BellinghamTake a gander at this turn key Condo. All furnishings convey with Sale. For added Bonus with a Full Price Offer – Seller will pay closing costs and pay for a 2/1 Buydown for qualified Buyers.
Week 1 Spark Golf with
Erin Alexander of Finally Social!
We tied for 2nd that week!
Stayed tuned for more adventures…
Spark Golf is a network of social golf leagues organized to be casual and fun. We make it easy for co-ed players of all skill levels to play golf. In 2022 more than 1,000 courses will host Spark Golf across North America. Find a league and play Spark Golf at a course near you! www.sparkgolf.com
We are an inclusive community of athletes who find strength, confidence, and connection by pursuing lifelong health and fitness together. We believe coming to the gym can help you learn the skills, build the strength, and develop the flexibility you need to live the rest of your life to the fullest. www.greenlakestrength.com